Where do you actually find the best mortgage rates?

It does not sound that hard to do. You cannot turn on the TV, read a newspaper, or surf the web without seeing these mortgage ads.

Finding the best rate is really a function of finding the best mortgage company. The rate ... Click to read the article details

No Closing Cost and Flat Fee mortgage advertising in a word is a rip-off. So much so that California regulators outlawed the use of the phase in all mortgage advertising in their state. All state mortgage regulators should immediately adopted the same restriction if they truely want to protect ... Click to read the article details

The "Run, Don't Walk" Checklist

Many folks believe getting a handful of Good Faith Estimates and picking the company with the lowest cost estimate is the right way to shop for a mortgage.

After 15 years in the mortgage industry, I can unequivocally say...boy, is that ... Click to read the article details

I cannot tell you how many times over my 15 years in the mortgage industry when I ask potential clients how they picked their agent, I hear, "Oh, my brother-in-law is an agent".

Yikes!

We all know someone in our circle who thinks making a bundle selling real estate is right ... Click to read the article details

Mortgage Banks and Brokers everyday are closing home buyers and refinancers at a higher rate than they deserve! This artificial upping of the rate and the revenue created by doing so are hidden from the customer. This hidden ripping-off of the mortgage consumer is called Yield Spread Premium ... Click to read the article details