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Ki Gray The Austin Museum of Art (AMOA)
Published by Ki Gray - Jun 17, 2008 at 05:02:26
This is truly a museum for the casual and creative Austinite. With two locations and loads of interesting exhibits and programs, AMOA is a great cultural destination for students, adults, and even parents and caregivers of young children.
The downtown location is a sleek and modern ... Click to read the article details Mortgage ARMs Become Attractive Again
Published by Ki Gray - Jun 16, 2008 at 10:34:38
Rates on 15 and 30 Year Fixed loans have been pretty stable the last month. In contrast mortgage rates on 5 and 1 year ARMs have been falling. 1 Year rates fell from 5.22 to 5.06 this week. This is the lowest 1 Year Arms have been since early March. Its a little weird considering banks are ... Click to read the article details How to Hire a Contractor
Published by Ki Gray - Jun 16, 2008 at 04:30:59
There are some home renovations that really should be left to a professional. Finding a good contractor that is trustworthy and dependable can sometimes be a challenge, but with some preparation it can be done.
Before accepting to work with a contractor, ask for a list of references. ... Click to read the article details Local Austin Restaurants with Playscapes
Published by Ki Gray - Jun 16, 2008 at 04:14:39
One of the challenges we faced as new parents was what to do on those nights when you just need to go out and grab a quick bite no time to plan for a sitter or make reservations. Nothing in the fridge, too tired to slice and dice, or an all too common scenario in our household: Wait, I thought YOU ... Click to read the article details Easy Ways To Make Your Home More Energy Efficient
Published by Ki Gray - Jun 11, 2008 at 12:18:15
The average home spends a whopping $1500 annually on energy costs an energy bottom line that is much bigger than it needs to be, because a significant portion of that energy is wasted and lost. The good news is, changing just a few simple things around your house can make a big difference and ... Click to read the article details The Hidden/Green City
Published by Ki Gray - Jun 9, 2008 at 06:36:55
Canopy. That's a great word and a comforting thought when shade is what you need on a hot day. When it's canopy provided by trees, the word and the comfort loom refreshingly larger in the mind of any summer sun-smitten shade seeker. No man made shade offers quite the appeal of the dark and ... Click to read the article details Changing The Look Of A Fireplace
Published by Ki Gray - Jun 7, 2008 at 18:03:43
A fireplace is meant to be the centerpiece of your living space, the heart of your home. Sometimes, however, this focal point is less than impressive and more than lacking in the drama factor. If your fireplace is bland, plain or simply unattractive, a quick color change can do wonders. The ... Click to read the article details Independence Day in Austin
Published by Ki Gray - Jun 7, 2008 at 14:44:05
Independence Day is quickly approaching, and there are many ways to celebrate the birth of our country in Austin and the surrounding area. There are numerous fireworks displays as well as performances by the Austin Symphony Orchestra, and other musical events in different locales in the county ... Click to read the article details Removing Countertops - A How To Guide
Published by Ki Gray - Jun 7, 2008 at 10:15:02
One of the most cost effective ways to renovate your home is to "do-it-yourself." From sanding and painting to digging and planting, there are many projects that a determined homeowner can accomplish. There are some jobs, however, that are better left to the professionals. These jobs are too ... Click to read the article details Keep Austin Wierd - Austin's Battlecry
Published by Ki Gray - Jun 5, 2008 at 08:17:52
The term "Keep Austin Weird" has become overly used, and some would say Austin "weirdness" is growing increasingly hard to find, with the mass influx of those from other areas bringing their normality to town. Luckily with events like Spamarama, the shrine known as the Cathedral of Junk, and the ... Click to read the article details How to Refinish Hardwood Floors
Published by Ki Gray - Jun 5, 2008 at 07:40:10
Several homes, especially centrally located homes, have hardwood flooring. A pristine hardwood floor is beautiful, but to restore one back to its original 60 year old elegance, the floor will need to be refinished.
Refinishing hardwood floors can be a challenging job for the ... Click to read the article details Area Springs in Austin Texas
Published by Ki Gray - Jun 4, 2008 at 06:08:24
Though the heat of the summer in Austin can be a real drain on exercising or any outdoor activity, the city is blessed with several public pools in which to cool off.
Probably the most well known pool to Austinites, and those visiting, is Barton Springs Pool located near the Barton ... Click to read the article details Zilker Park in Austin
Published by Ki Gray - Jun 3, 2008 at 21:20:13
During Austin's warm spring and summer months, Zilker park puts on a wide array of activities for the entire family to enjoy.
Every year in March, the Zilker Kite Festival is held, bringing thousands of spectators with almost an equal number of kites, to the park. In 2008, the Zilker ... Click to read the article details The University of Texas Campus Area of Austin
Published by Ki Gray - Jun 3, 2008 at 13:57:50
The University of Texas at Austin is one of the five largest universities in the country, and currently nearly fifty thousand students attend the university, which is home to the U.T. Longhorns. Most of the students live in the U. T. campus area, which encompasses an area from Interstate 35, which ... Click to read the article details Cool Parks in Austin
Published by Ki Gray - Jun 1, 2008 at 19:24:22
There is no shortage of beautiful scenery and greenbelts in the Austin area, where there seems to be a walking trail around every corner, and a park around every bend. One of the more unusual of these is Champion Park in Round Rock. It has a little of everything, from a kid-approved playground ... Click to read the article details The Culture of South Austin
Published by Ki Gray - Jun 1, 2008 at 19:20:06
Austin has many colorful neighborhoods and shopping venues, but most inhabitants of the city will tell you that Austin is divided into two distinct areas: South Austin, and North Austin. The Colorado River runs directly through the central part of the city, encircling the downtown business ... Click to read the article details Interest Rates and the Credit Crunch
Published by Ki Gray - May 29, 2008 at 05:30:50
In Greek mythology, the hydra was a beast that, when one of its many heads were severed, would grow new heads in their place. The sub-prime mortgage crisis has developed in a similar fashion, initially appearing to be constrained to a sector of unworthy credit borrowers who likely didn't have the ... Click to read the article details Health Insurance for Musicians? - An Innovative Austin Program
Published by Ki Gray - May 29, 2008 at 05:13:34
Austin enjoys the self-promoted but well-deserved reputation as live music capital of the world. In recent years, the city has decided to put its money where its mouth is to ensure that it stays that way. One of the most innovative and socially progressive ways it is doing that is by providing ... Click to read the article details How Will The US Economy Recover?
Published by Ki Gray - May 25, 2008 at 16:27:33
You would probably have to have been living on a remote desert island for the better part of two years to not see any signs of the slowdown in the economy of the United States. Since August of 2007, the real estate market has been reeling from plummeting house prices, due primarily to increasing ... Click to read the article details Investing in a Down Market
Published by Ki Gray - May 25, 2008 at 09:45:40
All investments depend on making returns, which in turn are affected by macro cycles such as the Great Depression or the dot-com boom. When a market is receding, it makes more sense for long-term, stability-seeking investors to look elsewhere upon first glance. However, in the case of the housing ... Click to read the article details The 30 Year Loan Vs The 15 Year Loan
Published by Ki Gray - May 21, 2008 at 23:41:52
There are many decisions when buying a home. One of them is what kind of loan product to use. With interest rates, payment terms and points it can be a little overwhelming. In this article we are going to compare and contrast two popular loan products the 30 Year and the 15 Year Loan. ... Click to read the article details Putting In A Flowerbed
Published by Ki Gray - May 19, 2008 at 20:54:54
Putting in a flowerbed is a great way to add a splash of color and charm to your lawn, and turn an ordinary yard into a place to stop and smell the roses. All it takes is a little dirt work and a weekend afternoon, and you'll be ready to plant azaleas and daisies to your heart's ... Click to read the article details Commodities Stoke Inflation Fears
Published by Ki Gray - May 19, 2008 at 13:58:59
On April 30th, the Federal Reserve announced a cut in their main interest rate by 25 basis points, to 2% from 2.25%. This is the seventh such cut by the US central bank since the beginning of the credit crunch some eight months ago, totaling 3.25% in cuts to the key rate that banks charge each ... Click to read the article details Austin Entertainment Profiles : Red River Clubs
Published by Ki Gray - May 18, 2008 at 15:58:11
The vast majority of true rock and roll and blues artists have grown up and lived on the poor side of town. Today, the same rings true, as many of Austin's local musicians can be found just east of IH-35, where the streets are a little tougher and the rent a little easier to pay. It makes sense ... Click to read the article details Credit Crunch: Light at the End of the Tunnel
Published by Ki Gray - May 16, 2008 at 15:47:55
When thinking about the economic slowdown now gripping the United States, one might think of the naked emperor of yore, who could not realize his condition until told by a child. By the time analysts and the White House recognize the extent of the credit crisis, its effects will probably not be ... Click to read the article details Sub-Prime Fallout: Why Such A Big Deal?
Published by Ki Gray - May 16, 2008 at 15:23:10
The recent sub-prime crisis is unlike any faced by the financial system before in one dubious distinction: Its effects are exacerbated by globalization to an unprecedented degree. Recent developments help illustrate exactly how this credit crunch can be differentiated from others, such as the ... Click to read the article details Home Improvement Tips : Bathroom Renovations
Published by Ki Gray - May 16, 2008 at 15:21:37
One of the most popular areas of a house to renovate is the bathroom. There are many different ways to renovate a bathroom, from small surface changes to completely gutting the room. With some forethought and elbow grease, there are renovating techniques the do-it-yourselfer can accomplish, ... Click to read the article details Why In Real Estate Big Lots Are Good
Published by Ki Gray - May 11, 2008 at 09:40:33
When I am looking for real estate what makes my mouth water. Huge cathedral ceilings? Updated kitchens? Recessed lighting? Nope. I love big lots. The bigger the lot the more I get excited. Why do I love big lots.
Over time large lots tend to appreciate faster. In real estate one ... Click to read the article details Basic Statistics on Austin Texas
Published by Ki Gray - May 7, 2008 at 13:53:01
Austin is one of America's hot list cities. The housing is affordable. The landscape is pretty with rolling hills to the west and fields to the east. The weather is pleasant in the spring, fall, and winter, with summer being bearable, even welcomed by heat-lovers.
The music, art, and ... Click to read the article details Remodeling A Kitchen : A How To Guide
Published by Ki Gray - Apr 25, 2008 at 16:34:22
One of the most timely and costly home improvement projects any homeowner can take on is a kitchen makeover. Whether a homeowner desperately needs a kitchen revamp, or is tired of the dated look of the kitchen, there are several options to freshen up the area.
The easiest fix for a ... Click to read the article details Current Issues Weighing on the Global Economy
Published by Ki Gray - Apr 18, 2008 at 09:09:39
Though the housing bubble deflated about two years ago, its true effects are only now beginning to emerge. In late 2006, when the economy first began to show signs of weakness in the housing market, most economists predicted that a recession was very unlikely, and that any downturn in real estate ... Click to read the article details Quitting Real Estate: Possibly a Good Career Move
Published by Ki Gray - Apr 18, 2008 at 08:54:10
I read a post recently where a real estate agent was posting about whether they should leave the real estate profession. The market had slowed in their area and their income stream had decreased rapidly. They worried that if the market didn't pick up soon, they would have difficulty making ... Click to read the article details Why in Today's Market a 30 Year Loan is King
Published by Ki Gray - Apr 13, 2008 at 21:06:27
In the past I used to tell people to look at different mortgage rates for different loan products and determine what was best for them. If they were planning on moving soon a 5 Year ARM might work. If they planned on staying on the house longer they might consider a 30 Year Loan. I don't say ... Click to read the article details Filmmaking Community in Austin Texas
Published by Ki Gray - Apr 11, 2008 at 04:35:04
For a long time, Austin has been considered the Third Coast in the film industry, with more filmmakers on the rise in Austin, and more Hollywood types coming to Austin to shoot their movies.
One of the biggest proponents of the up and coming filmmakers is UT's Radio-Television-Film ... Click to read the article details Treasury Reorganization: Recession Response or Red Herring?
Published by Ki Gray - Apr 11, 2008 at 04:19:07
On March 31st, the Treasury Department announced a new plan to help the troubled financial sector weather the sub-prime mortgage storm. This new system replaces some agencies while redrawing the jurisdictions of existing authorities like the Securities and Exchange Commission and the Federal ... Click to read the article details A History of Some of Austin's Oldest Hotels
Published by Ki Gray - Apr 6, 2008 at 15:41:18
Many of the historic buildings in Austin are either privately owned, have been turned into modern-day businesses, or are open to the public in the form of museums. Luckily for those looking to actually live in such a building, even if for just one night, both the Driskill hotel and the Stephen F. ... Click to read the article details Why I Hate 40-Year Loans
Published by Ki Gray - Apr 3, 2008 at 07:14:20
During the subprime crisis we saw the advent of numerous bizarre loan products. In general the new loan products were designed to get people into houses they could not normally afford. As people started to default on their mortgages banks realized many of these loan products were not a good ... Click to read the article details Bear Stearns and the New Federal Reserve
Published by Ki Gray - Apr 2, 2008 at 05:29:50
On March 14th, Bear Stearns, the fifth-largest investment bank in the United States, entered a period of insolvency. As growing lack of confidence in the firm's subprime exposure grew, other banks eventually refused to lend to the stricken company, which has existed for over 85 years. ... Click to read the article details Can The Bush Tax Cut Work?
Published by Ki Gray - Mar 28, 2008 at 09:04:29
After weeks of increasingly dismal reports from the financial sector, many regular Americans are beginning to worry that the US may be close to or already in recession. While government intervention in the economy is relatively uncommon in US history, since its establishment in the 1930's, the ... Click to read the article details Austin Neighborhood Profile: Hyde Park
Published by Ki Gray - Mar 28, 2008 at 08:56:34
One of Austin's oldest and most loved neighborhoods in Austin is Hyde Park. Located in Central Austin just north of The University of Texas, Hyde Park is over 100 years old. Founded in 1891 by the Missouri, Kansas, and Texas Land and Town Company, the neighborhood was designed and marketed as a ... Click to read the article details Bear Stearns and the Free Market
Published by Ki Gray - Mar 28, 2008 at 08:53:40
The recent government-sponsored bailout of Bear Stearns, one of the top five lenders in the United States, has shocked traders and left investors cold. Despite the chilly reaction on Wall Street, secretly many are breathing a sigh of relief. While Bear Stearns was mismanaged from its upper ... Click to read the article details Why the Fed is Having Less Influence over Mortgage Interest Rates
Published by Ki Gray - Mar 25, 2008 at 23:20:32
In the past when the Federal Reserve cut the discount rate it translated into lower mortgage interest rates for home buyers. This was a convenient way for the Federal Reserve to stimulate the economy during economic slowdowns. By making it easier for people to get loans more cash was pushed into ... Click to read the article details Bear Stearns from 20 Billion to 236 Million and Beyond
Published by Ki Gray - Mar 24, 2008 at 13:04:57
What a difference a year makes. Last year at this time Bear Stearns had a high flying stock price of $150 a share and a market valuation of 20 Billion. Having been founded in 1923 they were considered one of Wall Streets most venerable investment houses.
Going back to 2005 Bear ... Click to read the article details Is the Democratic Primary Destroying the Democrats?
Published by Ki Gray - Mar 21, 2008 at 20:40:55
Two months ago the Democrats were looking at numerous positive signals for their chances in the November election. First the polls of a generic Democrat versus a generic Republican showed Democrats leading by a spread of over 10 points. The leader of the Democratic field, Barack Obama, enjoyed a ... Click to read the article details Hillary and Obama: Where Are The Issues?
Published by Ki Gray - Mar 20, 2008 at 10:30:09
Recent elections have rarely been as heated as the '08 race for the Democratic nomination between freshman Illinois Senator Barack Obama and New York Senator Hillary Clinton. From the televised bickering of their national debates to the recent jabs over NAFTA, the fight has hung on tiny margins ... Click to read the article details Feng Shui in Real Estate - The Landscaping
Published by Ki Gray - Mar 19, 2008 at 01:16:12
Feng shui can help you examine whether the landscaping of a home is good for ch'i (energy). The most ideal layout allows for energy flow, as well as providing an increased sense of space and movement throughout your home, although these principles apply equally well to your office or any other ... Click to read the article details Austin Coffee: Keeping it Weird
Published by Ki Gray - Mar 15, 2008 at 23:09:38
Austin has been known for its individuality for decades. Though the chain stores and restaurants are slowly creeping their way in from the edges of Austin's sprawl, still many independently owned shops blanket the heart of the city. Coffee shops in Austin truly capture the essence of what the ... Click to read the article details The Organic Farmer's Markets in Austin Texas
Published by Ki Gray - Mar 10, 2008 at 04:49:19
As many Austinites relish living a healthy lifestyle, it's no surprise that Farmers Markets are a hit in the city. The markets bring fresh foods from locally grown areas to those looking for an alternative to the goods found in the neighborhood grocery store.
Though many cities don't ... Click to read the article details A Guide to Austin's Greenbelts
Published by Ki Gray - Mar 10, 2008 at 04:43:57
On the eastern edge of the Edwards plateau lies one of Austin's greatest treasures: the Barton Creek Greenbelt. After millions of years, the runoff of rainwater carved a canyon into the plateau, and created one of Austin's treasures.
The most popular of Austin's greenbelts, the Barton ... Click to read the article details Subprime Woes: Are We Out of the Woods Yet?
Published by Ki Gray - Mar 7, 2008 at 06:51:04
In the last week, many encouraging signs have been on the economic radar: The Bush administration has stated that a consensus has been reached about the impending $145 billion economic stimulus package, the Federal Reserve has cut their most important interest rate by the largest margin in a ... Click to read the article details |
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